Making finance fun.
We're a small Wellington team with a genuinely different take on personal finance — building an app that makes looking after your money feel less like a chore and more like something worth showing up for.
We're a small Wellington team with a genuinely different take on personal finance — building an app that makes looking after your money feel less like a chore and more like something worth showing up for.
Otto started with a simple question: what if we could make finance fun? Because here's the thing: money isn't everything, but it touches most things. And yet, most people find it hard to get a grip on their finances. We want to help change that.
The secret isn't extreme willpower or better spreadsheets. It's making good habits genuinely rewarding. Give people real, immediate reasons to keep going, and they do. So we built Otto around exactly that: challenges, streaks, and prizes that make showing up feel worth it.
Whether you're paying down debt, saving for something big, or just trying to get a grip on your money. You set the goals. Otto makes the journey feel effortless.
Banks, KiwiSaver, shares, loans — your money lives all over the place. Otto pulls it into one honest view, so you can actually tell where you stand.
Small changes can lead to big changes over time. With Otto, that's checkpoints every couple of weeks, streaks that add up, and real momentum that keeps you showing up long after the novelty's worn off.
Otto takes the things that used to feel out of reach and makes them genuinely enjoyable to use. Because looking after your money should feel good.
Join the Kiwis already using Otto to get on top of their money.